How the situation unfolds
- 01
Contact
Dating platforms, social contacts, and interest communities.
- 02
The lure
A serious relationship and a shared future.
- 03
The demand and outcome
Frequent contact builds intimacy, then financial support becomes a supposed test of affection.
Verify these things before paying
- Do not pay before verifying the relationship
- Discuss the relationship with trusted people
- Check profile photos and identity clues
Already engaged or paid?
- Stop loans and transfers
- Review events with a trusted person
- Notify your bank and report the profile
Contact your payment provider and local police promptly. The responsible institution must confirm whether a payment can be stopped, disputed or returned.
Keep these records
Keep originals and organise working copies. Never give strangers verification codes, banking passwords, private keys or seed phrases.
Original references
- Federal Trade Commission (FTC)Publisher location:United States · EnglishOpen the original reference ↗https://consumer.ftc.gov/articles/what-know-about-romance-scams
This page summarises public prevention guidance to help recognise methods. It is not an enforcement conclusion about a particular incident. Check the source page for its original title. Procedures and reporting routes vary by jurisdiction. Compiled October 2026.
