How the situation unfolds
- 01
Contact
Business inboxes, mailed invoices or collection calls.
- 02
The lure
An ordered service is due for payment; settle it promptly.
- 03
The demand and outcome
A familiar invoice format enters routine payment processing, pressuring staff to pay for a nonexistent order; attachments may also phish credentials.
Verify these things before paying
- Match order, delivery and invoice
- Confirm with the responsible purchaser
- Do not sign in through unfamiliar billing attachments
Already engaged or paid?
- Pause payment
- Ask finance to check related payments
- Report the invoice source and protect exposed accounts
Contact your payment provider and local police promptly. The responsible institution must confirm whether a payment can be stopped, disputed or returned.
Keep these records
Keep originals and organise working copies. Never give strangers verification codes, banking passwords, private keys or seed phrases.
Original references
- Federal Trade Commission (FTC)Publisher location:United States · EnglishOpen the original reference ↗https://consumer.ftc.gov/consumer-alerts/2026/05/run-small-business-pay-your-bills-not-scammers
This page summarises public prevention guidance to help recognise methods. It is not an enforcement conclusion about a particular incident. Check the source page for its original title. Procedures and reporting routes vary by jurisdiction. Compiled October 2026.
