Health & retirement

Retirement and elder care investment scams

An elder care apartment, wellness project or bed investment promises repayments and dividends without verifiable operations or fund use.

A doctor discussing chest X-rays with other people

If you have one minute

Pause, then verify independently.

Guaranteed principal and high fixed returns

Before paying

Check care and investment credentials separately

See verification steps →

If you paid or shared details

Stop new payments and referrals

See response steps →

Start with these three signs

  • Guaranteed principal and high fixed returns
  • Unverifiable beds or project
  • Funds go to personal or unrelated accounts

How the situation unfolds

  1. Contact

    Retirement presentations, referrals or wellness groups.

  2. The lure

    Priority admission plus dividends will grow your retirement savings.

  3. The demand and outcome

    Service rights are sold as investments, using tours, gifts and early rebates to encourage further deposits of savings.

Verify these things before paying

  1. Check care and investment credentials separately
  2. Cross-check site visits against official records
  3. Discuss with trusted family and avoid concentrated savings

Already engaged or paid?

  1. Stop new payments and referrals
  2. Keep project, deposit and rebate records
  3. Report concerns to local financial authorities or police

Contact your payment provider and local police promptly. The responsible institution must confirm whether a payment can be stopped, disputed or returned.

Keep these records

Project promotion and tour materials
Contract and investment claims
Deposit and rebate statements
Salespeople and organization details

Keep originals and organise working copies. Never give strangers verification codes, banking passwords, private keys or seed phrases.

Original references

  • China Government WebsitePublisher location:Mainland China · Simplified ChineseOpen the original reference ↗https://app.www.gov.cn/govdata/gov/202105/18/471457/article.html

This page summarises public prevention guidance to help recognise methods. It is not an enforcement conclusion about a particular incident. Check the source page for its original title. Procedures and reporting routes vary by jurisdiction. Compiled October 2026.