How the situation unfolds
- 01
Contact
Purported legal letters, emails, or overseas messages.
- 02
The lure
An unclaimed fortune and a supposedly matching heir.
- 03
The demand and outcome
False identities and documents justify an initial fee, then repeated taxes and release charges.
Verify these things before paying
- Do not engage with unsolicited windfalls
- Check lawyers and institutions independently
- Do not send ID or banking details
Already engaged or paid?
- Stop paying supposed approval fees
- Tell your bank what was disclosed
- Preserve original emails and report
Contact your payment provider and local police promptly. The responsible institution must confirm whether a payment can be stopped, disputed or returned.
Keep these records
Keep originals and organise working copies. Never give strangers verification codes, banking passwords, private keys or seed phrases.
Original references
- Federal Trade Commission (FTC)Publisher location:United States · EnglishOpen the original reference ↗https://consumer.ftc.gov/consumer-alerts/2024/06/contacted-about-long-lost-relatives-life-insurance-policy-or-inheritance-its-scam
This page summarises public prevention guidance to help recognise methods. It is not an enforcement conclusion about a particular incident. Check the source page for its original title. Procedures and reporting routes vary by jurisdiction. Compiled October 2026.
