Loans, credit & prizes
Advance-fee loan scams
A lender guarantees approval, then asks for insurance, processing or account repair payments before the loan can be released.
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Advance fees, debt relief, fake checks and unexpected winnings.

6 practical guides
Loans, credit & prizes
A lender guarantees approval, then asks for insurance, processing or account repair payments before the loan can be released.
Read the guideLoans, credit & prizes
A service promises to erase accurate negative information from your credit report or create a new credit identity for you.
Read the guideLoans, credit & prizes
A message promises a higher credit limit, but the link asks for your card details, online banking password or a one-time code.
Read the guideLoans, credit & prizes
A company promises major debt reductions, pressures you to pay fees and may tell you to stop talking to your creditors.
Read the guideLoans, credit & prizes
A buyer or employer sends more than they owe, then asks you to return part of it. The original check later turns out to be fake.
Read the guideLoans, credit & prizes
You are told you won a prize, lottery or sweepstakes, but must pay taxes or processing fees before receiving it.
Read the guideYour bank, payment provider or account service may have steps you can take right away.
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